Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content When Does Your Personal Car Become a Commercial Vehicle? At what point can you call a personal vehicle commercial? What Is My Risk Tolerance? This questionnaire will help determine your tolerance for investment risk. The Business Cycle Understanding the economy's cycles can help put current business conditions in better perspective.